For all of my bluster here at Wealth Kept, I tend to be a pretty honest guy. No really – you see years ago, I was struggling to earn a living and drowning in debts. I was a pretty godawful mess and decided I had to do something about. I started interviewing for sales jobs even though I had zero experience doing it. One of the jobs I interviewed for was selling payday loans on the phone. More about that in a bit. Now as someone who was struggling to make ends meet, I figured a payday loan sounded like … Read More >

When you think about college students who graduate with student loans, what comes to your mind is probably young people who came from lower income and middle class families and couldn’t get enough merit or financial aid to cover their tuition and expenses. But it turns out that a lot of people have student debt – including NFL football players. According to a USA Today story, Ryan Schrader is one example of a professional athlete who graduated with student debt. The Atllanta Falcon’s right tackle recently signed a five year extension to his contract for $33 million. You’d think he … Read More >

One of the best ways to get out of the rat race is working from home. Next time you’re stuck in traffic on your commute, think about it—you could be making the same amount of money in the comfort of your own home. Sitting in traffic isn’t anyone’s idea of a good time. As exciting as the idea of working from home is, most people are too scared to try it. They believe they can’t leave their “day jobs” until they have another steady source of income—but are left too drained by those “day jobs” to even start working on … Read More >

Longtime readers of this blog know about my girlfriend. We just moved in together and I feel like I’m suddenly Nicolas Cage in It Could Happen to You, except without the winning lottery ticket. I keep handing out more and more money for all kind of crap because well, let’s face it – moving is expensive and messy. Not to mention that you deal with idiots who can’t figure out how to pack properly and smash antiques. Anyway, the bottom line here is that with all the constant expenses going on, I’ve been hunting for ways to save some money … Read More >

After buying everything for Christmas, I don’t know about you but I’m ready to find a better way to make some green. I mean yeah, I make a good living (though when my office just moved to a new location and I wasted $40 on cab fare getting to and from the office because I couldn’t figure out how to get there on the subway, it feels kinda pointless) but I could still use some income I don’t have to work for. So Just what is Passive Income? I find this particularly amusing. You see, whenever I write an article … Read More >

I know what you’re thinking: Is Eric cracked in the head? This is a financial blog for goodness sakes. Who cares about a country halfway around the world anyway? Well, aside from the fact that our erstwhile founder, Yasir Khan hails from Pakistan, there is a very good reason for us here in the United States to be very worried indeed about the possible implosion of Pakistan. Here’s why: A Little Background For those not familiar with Pakistan, it is a primarily Muslim country which borders India and which was carved out from the existing state known as India. The … Read More >

For all that our future president loves to show off, the vast majority of people who are super wealthy are people you probably have never heard of. Know why? Because most rich people know that it’s better not to be a dam* loudmouth about their money. The fact is that while there are plenty of very showy people who have lots of money, most are people you have never heard of. George Soros and Influence Okay, so if you’re a political and news junky like me, you’ve probably heard of George Soros. For the rest of you though, you’re probably … Read More >

Look, I get it – you feel like you’re in control of your finances and you think that you understand everything. You’re the king of the friggin’ world. Yeah, and I’m Donald Trump. Not. The fact is that we all do financially stupid things at one point or another; but if you do all seven of these things then you are indeed the king – the king of the financial fools. Living Beyond Your Means Hey, I get it – you want to keep up with the Joneses. Well good for you. You go and piss away your future just … Read More >

I wear a Rolex watch and dress in smart clothing from the likes of Zegna, Armani, Canali and Hickey Freeman. I know that this description probably doesn’t sound like someone who is frugal, though it maybe sounds like a douche who likes to show off. The truth is though, I’m both – I am frugal and yeah, I do like to show off. I’m just not cheap. Now I know what you’re thinking – frugal is just a nice way to say cheap. As in, he squeezes a nickel so hard the Indian cries (old joke but you get the … Read More >

To hear our future president tell it, China is the big bad wolf in the room. In fact, there is a whole meme of Donald Trump saying nothing but China. But is China really rising? Are we all doomed to speak Mandarin? Will the Statue of Liberty be relocated soon to the South China Sea? Well, not really. Though a whole heck of a lot of is happening when it comes to the Chinese and the East in general. They’ve Got a Lot of People. I Mean a Lot of Them The first thing to realize about China and the … Read More >